How you earn your income is up to you. Obviously this is a crucial part of the financial planning process as without an income you can't save money and if you can't save any money you can invest any either.

So theoretically if you are here and interested in creating wealth for your future you already have a job or perhaps you are self employed.

Financial planning works for everybody because it has been proven time and time again that how much you earn is not the most important ingredient, its how much you invest that really counts.

As this section is about earning income however we will provide you with some alternative ideas to supplement your income.

In general the only ways you can increase your income is to either:

1. Work extra hours

2. Get a second or third job

3. Start a home based business.

4. Invest.

We cover investments in another section and working extra hours or finding a second job are not something we can provide additional information about however Starting a home ased business is one of our favorite ways of adding additional income to our lives.

Generally a home based business that does not interfere in the early days with your current job is best. This will allow you to add extra income until the business can sustain you on its own. At that stage you can make choices about wether you continue with your existing job or leave and work full time in your own business.

Home based businesses are easier than ever to start now.

Here are 2 home based business ideas you could try.

Business Idea number 1.

With the advent of the internet it is now possible to begin a world wide business from the comfort of your own home. Remember the goal here is to supplement your current income, giving you more to invest. If your business takes off and you can make a fortune then that's great but remember only 1 in 10 businesses survice the first 2 years.

We are not big supporters of MLM businesses as these require a level of skill in sales and networking that most people don't have, after all if you had the gift of the gab or you were a great networker you are probably already in sales or marketing anyway.

With all that said and done though, what would it be like to have a MLM business where you gave away the product for free?

Imagine giving away a free website where people can store files, movies and photos and its absolutely free for your customer to have?

Surely you could do that!

But how do you get paid? When your customer buys one of the many fantastic products created from their own images then you get paid. It's easy.

Try it out by getting your own free account, use it, check out the great products and if you find yourself creating a calendar or a photo book for christmas remember that this is exactly what your customers would do.

So home business idea number one. www.inspired.saveyourpics.com for your free try it out account.

Home Business Idea number 2.

Do you have a passion or a hobby that you know absolutely tonnes about, perhaps it's something you love researching or its something you have just done for years and years really well.

You can now make money out of that knowledge easily and with little expense.

Big Tez (The IT Company) will joint venture with you on building you very own web business. You provide the content and the information which means you would have to either write an article or do some reasearch on products and report back on them in a format that Big Tez (The IT company) can then upload to your website.

BigTez (The It Company) will provide all the technical expertise, the web development and the SEO so that you can be found on the search engines.

These kinds of e-businesses can generate a few hundred dollars a month through to thousands of dollars a week depending on how successful the site becomes. Be warned though, it takes time in the internet world to generate sufficient followers to create lots of income.

This is a real win win for you though as for less than a few hundred dollars you can be up and away with your very own web business.

See www.bigtez.com for more information